STATE RISK ROLL-UP

Kentucky

Across 120 counties, FEMA rates 1 elevated or higher for overall natural-hazard risk. Here's what drives it — and where it concentrates.

How the counties rate

Baixo112

Moderado7

Elevado1

Alto0

Dominant hazards

The hazards most often rated elevated or higher across Kentucky's counties:

Tempestade de gelo — 26 counties
Ventos fortes — 22 counties
Tempo de inverno — 7 counties
Raios — 7 counties

Highest-risk counties

County	FEMA composite	Score
Jefferson County	Relativamente elevado	98
Floyd County	Relativamente moderado	94
Fayette County	Relativamente moderado	92
McCracken County	Relativamente moderado	90
Daviess County	Relativamente moderado	88
Pike County	Relativamente moderado	88

State figures are a roll-up of FEMA National Risk Index county data (counts and rankings), not an official FEMA state rating. Risk is an estimate from a public model, not a guarantee — verify your specific insurance needs with a licensed professional. See the methodology.

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FEMA National Risk Index · as of 2026-07-10