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STATE RISK ROLL-UP

Kentucky

Across 120 counties, FEMA rates 1 elevated or higher for overall natural-hazard risk. Here's what drives it — and where it concentrates.

How the counties rate

Dominant hazards

The hazards most often rated elevated or higher across Kentucky's counties:

Highest-risk counties

CountyFEMA compositeScore
Jefferson County相对较高98
Floyd County相对中等94
Fayette County相对中等92
McCracken County相对中等90
Daviess County相对中等88
Pike County相对中等88
State figures are a roll-up of FEMA National Risk Index county data (counts and rankings), not an official FEMA state rating. Risk is an estimate from a public model, not a guarantee — verify your specific insurance needs with a licensed professional. See the methodology.

FEMA National Risk Index · as of 2026-07-10