STATE RISK ROLL-UP

Colorado

Across 64 counties, FEMA rates 2 elevated or higher for overall natural-hazard risk. Here's what drives it — and where it concentrates.

How the counties rate

Baixo54

Moderado8

Elevado2

Alto0

Dominant hazards

The hazards most often rated elevated or higher across Colorado's counties:

Raios — 24 counties
Avalanche — 23 counties
Granizo — 11 counties
Tempo de inverno — 10 counties

Highest-risk counties

County	FEMA composite	Score
Denver County	Relativamente elevado	95
Jefferson County	Relativamente elevado	95
Arapahoe County	Relativamente moderado	94
El Paso County	Relativamente moderado	94
Adams County	Relativamente moderado	91
Boulder County	Relativamente moderado	91

State figures are a roll-up of FEMA National Risk Index county data (counts and rankings), not an official FEMA state rating. Risk is an estimate from a public model, not a guarantee — verify your specific insurance needs with a licensed professional. See the methodology.

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FEMA National Risk Index · as of 2026-07-10