STATE RISK ROLL-UP
Florida
Across 67 counties, FEMA rates 21 elevated or higher for overall natural-hazard risk. Here's what drives it — and where it concentrates.
How the counties rate
Baixo28
Moderado18
Elevado20
Alto1
Dominant hazards
The hazards most often rated elevated or higher across Florida's counties:
- Raios — 47 counties
- Furacão — 44 counties
- Tornado — 23 counties
- Ventos fortes — 18 counties
Highest-risk counties
| County | FEMA composite | Score |
|---|---|---|
| Miami-Dade County | Muito elevado | 100 |
| Broward County | Relativamente elevado | 99 |
| Collier County | Relativamente elevado | 99 |
| Hillsborough County | Relativamente elevado | 99 |
| Lee County | Relativamente elevado | 99 |
| Palm Beach County | Relativamente elevado | 99 |
State figures are a roll-up of FEMA National Risk Index county data (counts and rankings), not an official FEMA state rating. Risk is an estimate from a public model, not a guarantee — verify your specific insurance needs with a licensed professional. See the methodology.
FEMA National Risk Index · as of 2026-07-10