STATE RISK ROLL-UP

Kentucky

Across 120 counties, FEMA rates 1 elevated or higher for overall natural-hazard risk. Here's what drives it — and where it concentrates.

How the counties rate

Faible112

Modéré7

Assez élevé1

Élevé0

Dominant hazards

The hazards most often rated elevated or higher across Kentucky's counties:

Tempête de verglas — 26 counties
Vents forts — 22 counties
Conditions météorologiques hivernales — 7 counties
Foudre — 7 counties

Highest-risk counties

County	FEMA composite	Score
Jefferson County	Relativement élevé	98
Floyd County	Relativement modéré	94
Fayette County	Relativement modéré	92
McCracken County	Relativement modéré	90
Daviess County	Relativement modéré	88
Pike County	Relativement modéré	88

State figures are a roll-up of FEMA National Risk Index county data (counts and rankings), not an official FEMA state rating. Risk is an estimate from a public model, not a guarantee — verify your specific insurance needs with a licensed professional. See the methodology.

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FEMA National Risk Index · as of 2026-07-10