STATE RISK ROLL-UP
Kentucky
Across 120 counties, FEMA rates 1 elevated or higher for overall natural-hazard risk. Here's what drives it — and where it concentrates.
How the counties rate
Niedrig112
Moderat7
Erhöht1
Hoch0
Dominant hazards
The hazards most often rated elevated or higher across Kentucky's counties:
- Eissturm — 26 counties
- Starker Wind — 22 counties
- Winterwetter — 7 counties
- Blitzschlag — 7 counties
Highest-risk counties
| County | FEMA composite | Score |
|---|---|---|
| Jefferson County | Relativ hoch | 98 |
| Floyd County | Relativ moderat | 94 |
| Fayette County | Relativ moderat | 92 |
| McCracken County | Relativ moderat | 90 |
| Daviess County | Relativ moderat | 88 |
| Pike County | Relativ moderat | 88 |
State figures are a roll-up of FEMA National Risk Index county data (counts and rankings), not an official FEMA state rating. Risk is an estimate from a public model, not a guarantee — verify your specific insurance needs with a licensed professional. See the methodology.
FEMA National Risk Index · as of 2026-07-10