STATE RISK ROLL-UP

Texas

Across 254 counties, FEMA rates 16 elevated or higher for overall natural-hazard risk. Here's what drives it — and where it concentrates.

How the counties rate

Faible205

Modéré33

Assez élevé14

Élevé2

Dominant hazards

The hazards most often rated elevated or higher across Texas's counties:

Sécheresse — 77 counties
Tornade — 47 counties
Foudre — 46 counties
Vents forts — 44 counties

Highest-risk counties

County	FEMA composite	Score
Dallas County	Très élevé	100
Harris County	Très élevé	100
Bexar County	Relativement élevé	99
Collin County	Relativement élevé	99
Hidalgo County	Relativement élevé	99
Tarrant County	Relativement élevé	99

State figures are a roll-up of FEMA National Risk Index county data (counts and rankings), not an official FEMA state rating. Risk is an estimate from a public model, not a guarantee — verify your specific insurance needs with a licensed professional. See the methodology.

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FEMA National Risk Index · as of 2026-07-10