STATE RISK ROLL-UP

Georgia

Across 159 counties, FEMA rates 4 elevated or higher for overall natural-hazard risk. Here's what drives it — and where it concentrates.

How the counties rate

Low143

Moderate12

Elevated4

High0

Dominant hazards

The hazards most often rated elevated or higher across Georgia's counties:

Tornado — 13 counties
Hurricane — 6 counties
Flooding — 6 counties
Drought — 4 counties

Highest-risk counties

County	FEMA composite	Score
Chatham County	Relatively High	97
Fulton County	Relatively High	96
Gwinnett County	Relatively High	95
Cobb County	Relatively High	94
DeKalb County	Relatively Moderate	94
Clayton County	Relatively Moderate	87

State figures are a roll-up of FEMA National Risk Index county data (counts and rankings), not an official FEMA state rating. Risk is an estimate from a public model, not a guarantee — verify your specific insurance needs with a licensed professional. See the methodology.

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FEMA National Risk Index · as of 2026-07-08