STATE RISK ROLL-UP
New York
Across 62 counties, FEMA rates 8 elevated or higher for overall natural-hazard risk. Here's what drives it — and where it concentrates.
How the counties rate
Low39
Moderate15
Elevated8
High0
Dominant hazards
The hazards most often rated elevated or higher across New York's counties:
- Winter weather — 18 counties
- Flooding — 11 counties
- Hurricane — 7 counties
- Extreme heat — 5 counties
Highest-risk counties
| County | FEMA composite | Score |
|---|---|---|
| Kings County | Relatively High | 99 |
| New York County | Relatively High | 99 |
| Queens County | Relatively High | 99 |
| Bronx County | Relatively High | 98 |
| Erie County | Relatively High | 98 |
| Nassau County | Relatively High | 97 |
State figures are a roll-up of FEMA National Risk Index county data (counts and rankings), not an official FEMA state rating. Risk is an estimate from a public model, not a guarantee — verify your specific insurance needs with a licensed professional. See the methodology.
FEMA National Risk Index · as of 2026-07-08