STATE RISK ROLL-UP

Oklahoma

Across 77 counties, FEMA rates 2 elevated or higher for overall natural-hazard risk. Here's what drives it — and where it concentrates.

How the counties rate

Low64

Moderate11

Elevated2

High0

Dominant hazards

The hazards most often rated elevated or higher across Oklahoma's counties:

Drought — 20 counties
Tornado — 17 counties
Winter weather — 11 counties
Extreme heat — 3 counties

Highest-risk counties

County	FEMA composite	Score
Oklahoma County	Relatively High	98
Tulsa County	Relatively High	98
Cleveland County	Relatively Moderate	91
Comanche County	Relatively Moderate	86
Jackson County	Relatively Moderate	86
Payne County	Relatively Moderate	84

State figures are a roll-up of FEMA National Risk Index county data (counts and rankings), not an official FEMA state rating. Risk is an estimate from a public model, not a guarantee — verify your specific insurance needs with a licensed professional. See the methodology.

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FEMA National Risk Index · as of 2026-07-08