STATE RISK ROLL-UP

Montana

Across 56 counties, FEMA rates 0 elevated or higher for overall natural-hazard risk. Here's what drives it — and where it concentrates.

How the counties rate

Baixo52

Moderado4

Elevado0

Alto0

Dominant hazards

The hazards most often rated elevated or higher across Montana's counties:

Tempo de inverno — 17 counties
Avalanche — 11 counties
Raios — 3 counties
Ventos fortes — 1 county

Highest-risk counties

County	FEMA composite	Score
Flathead County	Relativamente moderado	86
Yellowstone County	Relativamente moderado	84
Cascade County	Relativamente moderado	83
Gallatin County	Relativamente moderado	81
Ravalli County	Relativamente baixo	78
Missoula County	Relativamente baixo	77

State figures are a roll-up of FEMA National Risk Index county data (counts and rankings), not an official FEMA state rating. Risk is an estimate from a public model, not a guarantee — verify your specific insurance needs with a licensed professional. See the methodology.

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FEMA National Risk Index · as of 2026-07-10