STATE RISK ROLL-UP

Montana

Across 56 counties, FEMA rates 0 elevated or higher for overall natural-hazard risk. Here's what drives it — and where it concentrates.

How the counties rate

Niedrig52

Moderat4

Erhöht0

Hoch0

Dominant hazards

The hazards most often rated elevated or higher across Montana's counties:

Winterwetter — 17 counties
Lawine — 11 counties
Blitzschlag — 3 counties
Starker Wind — 1 county

Highest-risk counties

County	FEMA composite	Score
Flathead County	Relativ moderat	86
Yellowstone County	Relativ moderat	84
Cascade County	Relativ moderat	83
Gallatin County	Relativ moderat	81
Ravalli County	Relativ niedrig	78
Missoula County	Relativ niedrig	77

State figures are a roll-up of FEMA National Risk Index county data (counts and rankings), not an official FEMA state rating. Risk is an estimate from a public model, not a guarantee — verify your specific insurance needs with a licensed professional. See the methodology.

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FEMA National Risk Index · as of 2026-07-10