STATE RISK ROLL-UP

Montana

Across 56 counties, FEMA rates 0 elevated or higher for overall natural-hazard risk. Here's what drives it — and where it concentrates.

How the counties rate

Faible52

Modéré4

Assez élevé0

Élevé0

Dominant hazards

The hazards most often rated elevated or higher across Montana's counties:

Conditions météorologiques hivernales — 17 counties
Avalanche — 11 counties
Foudre — 3 counties
Vents forts — 1 county

Highest-risk counties

County	FEMA composite	Score
Flathead County	Relativement modéré	86
Yellowstone County	Relativement modéré	84
Cascade County	Relativement modéré	83
Gallatin County	Relativement modéré	81
Ravalli County	Relativement faible	78
Missoula County	Relativement faible	77

State figures are a roll-up of FEMA National Risk Index county data (counts and rankings), not an official FEMA state rating. Risk is an estimate from a public model, not a guarantee — verify your specific insurance needs with a licensed professional. See the methodology.

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FEMA National Risk Index · as of 2026-07-10