STATE RISK ROLL-UP

Colorado

Across 64 counties, FEMA rates 2 elevated or higher for overall natural-hazard risk. Here's what drives it — and where it concentrates.

How the counties rate

Niedrig54

Moderat8

Erhöht2

Hoch0

Dominant hazards

The hazards most often rated elevated or higher across Colorado's counties:

Blitzschlag — 24 counties
Lawine — 23 counties
Hagel — 11 counties
Winterwetter — 10 counties

Highest-risk counties

County	FEMA composite	Score
Denver County	Relativ hoch	95
Jefferson County	Relativ hoch	95
Arapahoe County	Relativ moderat	94
El Paso County	Relativ moderat	94
Adams County	Relativ moderat	91
Boulder County	Relativ moderat	91

State figures are a roll-up of FEMA National Risk Index county data (counts and rankings), not an official FEMA state rating. Risk is an estimate from a public model, not a guarantee — verify your specific insurance needs with a licensed professional. See the methodology.

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FEMA National Risk Index · as of 2026-07-10