STATE RISK ROLL-UP

Maryland

Across 24 counties, FEMA rates 1 elevated or higher for overall natural-hazard risk. Here's what drives it — and where it concentrates.

How the counties rate

Baixo19

Moderado4

Elevado1

Alto0

Dominant hazards

The hazards most often rated elevated or higher across Maryland's counties:

Tempo de inverno — 10 counties
Ventos fortes — 8 counties
Raios — 7 counties
Calor extremo — 4 counties

Highest-risk counties

County	FEMA composite	Score
Baltimore County	Relativamente elevado	95
Baltimore County	Relativamente moderado	94
Prince George's County	Relativamente moderado	93
Montgomery County	Relativamente moderado	92
Anne Arundel County	Relativamente moderado	82
Frederick County	Relativamente baixo	74

State figures are a roll-up of FEMA National Risk Index county data (counts and rankings), not an official FEMA state rating. Risk is an estimate from a public model, not a guarantee — verify your specific insurance needs with a licensed professional. See the methodology.

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FEMA National Risk Index · as of 2026-07-10