STATE RISK ROLL-UP

Maryland

Across 24 counties, FEMA rates 1 elevated or higher for overall natural-hazard risk. Here's what drives it — and where it concentrates.

How the counties rate

Niedrig19

Moderat4

Erhöht1

Hoch0

Dominant hazards

The hazards most often rated elevated or higher across Maryland's counties:

Winterwetter — 10 counties
Starker Wind — 8 counties
Blitzschlag — 7 counties
Extreme Hitze — 4 counties

Highest-risk counties

County	FEMA composite	Score
Baltimore County	Relativ hoch	95
Baltimore County	Relativ moderat	94
Prince George's County	Relativ moderat	93
Montgomery County	Relativ moderat	92
Anne Arundel County	Relativ moderat	82
Frederick County	Relativ niedrig	74

State figures are a roll-up of FEMA National Risk Index county data (counts and rankings), not an official FEMA state rating. Risk is an estimate from a public model, not a guarantee — verify your specific insurance needs with a licensed professional. See the methodology.

Check a county scorecard →Build a prep checklist →← All states

FEMA National Risk Index · as of 2026-07-10