STATE RISK ROLL-UP
Hawaii
Across 5 counties, FEMA rates 2 elevated or higher for overall natural-hazard risk. Here's what drives it — and where it concentrates.
How the counties rate
Bajo1
Moderado2
Elevado2
Alto0
Dominant hazards
The hazards most often rated elevated or higher across Hawaii's counties:
- Rayo — 4 counties
- Inundaciones — 3 counties
- Terremoto — 2 counties
- Incendios forestales — 2 counties
Highest-risk counties
| County | FEMA composite | Score |
|---|---|---|
| Hawaii County | Relativamente alto | 99 |
| Honolulu County | Relativamente alto | 99 |
| Maui County | Relativamente moderado | 93 |
| Kauai County | Relativamente moderado | 84 |
| Kalawao County | Muy bajo | 0 |
State figures are a roll-up of FEMA National Risk Index county data (counts and rankings), not an official FEMA state rating. Risk is an estimate from a public model, not a guarantee — verify your specific insurance needs with a licensed professional. See the methodology.
FEMA National Risk Index · as of 2026-07-10