STATE RISK ROLL-UP
Hawaii
Across 5 counties, FEMA rates 2 elevated or higher for overall natural-hazard risk. Here's what drives it — and where it concentrates.
How the counties rate
Niedrig1
Moderat2
Erhöht2
Hoch0
Dominant hazards
The hazards most often rated elevated or higher across Hawaii's counties:
- Blitzschlag — 4 counties
- Hochwasser — 3 counties
- Erdbeben — 2 counties
- Waldbrand — 2 counties
Highest-risk counties
| County | FEMA composite | Score |
|---|---|---|
| Hawaii County | Relativ hoch | 99 |
| Honolulu County | Relativ hoch | 99 |
| Maui County | Relativ moderat | 93 |
| Kauai County | Relativ moderat | 84 |
| Kalawao County | Sehr niedrig | 0 |
State figures are a roll-up of FEMA National Risk Index county data (counts and rankings), not an official FEMA state rating. Risk is an estimate from a public model, not a guarantee — verify your specific insurance needs with a licensed professional. See the methodology.
FEMA National Risk Index · as of 2026-07-10