STATE RISK ROLL-UP

Texas

Across 254 counties, FEMA rates 16 elevated or higher for overall natural-hazard risk. Here's what drives it — and where it concentrates.

How the counties rate

Bajo205

Moderado33

Elevado14

Alto2

Dominant hazards

The hazards most often rated elevated or higher across Texas's counties:

Sequía — 77 counties
Tornado — 47 counties
Rayo — 46 counties
Vientos fuertes — 44 counties

Highest-risk counties

County	FEMA composite	Score
Dallas County	Muy alto	100
Harris County	Muy alto	100
Bexar County	Relativamente alto	99
Collin County	Relativamente alto	99
Hidalgo County	Relativamente alto	99
Tarrant County	Relativamente alto	99

State figures are a roll-up of FEMA National Risk Index county data (counts and rankings), not an official FEMA state rating. Risk is an estimate from a public model, not a guarantee — verify your specific insurance needs with a licensed professional. See the methodology.

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FEMA National Risk Index · as of 2026-07-10