STATE RISK ROLL-UP

Missouri

Across 115 counties, FEMA rates 3 elevated or higher for overall natural-hazard risk. Here's what drives it — and where it concentrates.

How the counties rate

Baixo101

Moderado11

Elevado3

Alto0

Dominant hazards

The hazards most often rated elevated or higher across Missouri's counties:

Tempestade de gelo — 39 counties
Ventos fortes — 20 counties
Raios — 11 counties
Tornado — 9 counties

Highest-risk counties

County	FEMA composite	Score
St. Louis County	Relativamente elevado	99
St. Louis County	Relativamente elevado	99
Jackson County	Relativamente elevado	97
St. Charles County	Relativamente moderado	93
Jefferson County	Relativamente moderado	91
Clay County	Relativamente moderado	90

State figures are a roll-up of FEMA National Risk Index county data (counts and rankings), not an official FEMA state rating. Risk is an estimate from a public model, not a guarantee — verify your specific insurance needs with a licensed professional. See the methodology.

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FEMA National Risk Index · as of 2026-07-10