STATE RISK ROLL-UP
Pennsylvania
Across 67 counties, FEMA rates 5 elevated or higher for overall natural-hazard risk. Here's what drives it — and where it concentrates.
How the counties rate
Bajo46
Moderado16
Elevado4
Alto1
Dominant hazards
The hazards most often rated elevated or higher across Pennsylvania's counties:
- Rayo — 31 counties
- Clima invernal — 25 counties
- Vientos fuertes — 20 counties
- Inundaciones — 15 counties
Highest-risk counties
| County | FEMA composite | Score |
|---|---|---|
| Philadelphia County | Muy alto | 100 |
| Allegheny County | Relativamente alto | 98 |
| Montgomery County | Relativamente alto | 97 |
| Bucks County | Relativamente alto | 95 |
| Lancaster County | Relativamente alto | 95 |
| Lehigh County | Relativamente moderado | 94 |
State figures are a roll-up of FEMA National Risk Index county data (counts and rankings), not an official FEMA state rating. Risk is an estimate from a public model, not a guarantee — verify your specific insurance needs with a licensed professional. See the methodology.
FEMA National Risk Index · as of 2026-07-10
