STATE RISK ROLL-UP

Indiana

Across 92 counties, FEMA rates 2 elevated or higher for overall natural-hazard risk. Here's what drives it — and where it concentrates.

How the counties rate

Bajo81

Moderado9

Elevado2

Alto0

Dominant hazards

The hazards most often rated elevated or higher across Indiana's counties:

Vientos fuertes — 23 counties
Tornado — 13 counties
Clima invernal — 10 counties
Rayo — 4 counties

Highest-risk counties

County	FEMA composite	Score
Marion County	Relativamente alto	97
Lake County	Relativamente alto	96
Allen County	Relativamente moderado	91
Vanderburgh County	Relativamente moderado	91
Hamilton County	Relativamente moderado	89
St. Joseph County	Relativamente moderado	86

State figures are a roll-up of FEMA National Risk Index county data (counts and rankings), not an official FEMA state rating. Risk is an estimate from a public model, not a guarantee — verify your specific insurance needs with a licensed professional. See the methodology.

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FEMA National Risk Index · as of 2026-07-10