STATE RISK ROLL-UP

Indiana

Across 92 counties, FEMA rates 2 elevated or higher for overall natural-hazard risk. Here's what drives it — and where it concentrates.

How the counties rate

Low81

Moderate9

Elevated2

High0

Dominant hazards

The hazards most often rated elevated or higher across Indiana's counties:

Tornado — 13 counties
Winter weather — 10 counties
Flooding — 3 counties
Drought — 1 county

Highest-risk counties

County	FEMA composite	Score
Marion County	Relatively High	97
Lake County	Relatively High	96
Allen County	Relatively Moderate	91
Vanderburgh County	Relatively Moderate	91
Hamilton County	Relatively Moderate	89
St. Joseph County	Relatively Moderate	86

State figures are a roll-up of FEMA National Risk Index county data (counts and rankings), not an official FEMA state rating. Risk is an estimate from a public model, not a guarantee — verify your specific insurance needs with a licensed professional. See the methodology.

Check a county scorecard →Build a prep checklist →← All states

FEMA National Risk Index · as of 2026-07-08