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STATE RISK ROLL-UP

Ohio

Across 88 counties, FEMA rates 3 elevated or higher for overall natural-hazard risk. Here's what drives it — and where it concentrates.

How the counties rate

Dominant hazards

The hazards most often rated elevated or higher across Ohio's counties:

Highest-risk counties

CountyFEMA compositeScore
Cuyahoga CountyRelativ hoch98
Franklin CountyRelativ hoch98
Hamilton CountyRelativ hoch96
Montgomery CountyRelativ moderat93
Lucas CountyRelativ moderat92
Butler CountyRelativ moderat91
State figures are a roll-up of FEMA National Risk Index county data (counts and rankings), not an official FEMA state rating. Risk is an estimate from a public model, not a guarantee — verify your specific insurance needs with a licensed professional. See the methodology.
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FEMA National Risk Index · as of 2026-07-10