STATE RISK ROLL-UP
Ohio
Across 88 counties, FEMA rates 3 elevated or higher for overall natural-hazard risk. Here's what drives it — and where it concentrates.
How the counties rate
Low77
Moderate8
Elevated3
High0
Dominant hazards
The hazards most often rated elevated or higher across Ohio's counties:
- Ice storm — 22 counties
- Winter weather — 19 counties
- Strong wind — 19 counties
- Lightning — 17 counties
Highest-risk counties
| County | FEMA composite | Score |
|---|---|---|
| Cuyahoga County | Relatively high | 98 |
| Franklin County | Relatively high | 98 |
| Hamilton County | Relatively high | 96 |
| Montgomery County | Relatively moderate | 93 |
| Lucas County | Relatively moderate | 92 |
| Butler County | Relatively moderate | 91 |
State figures are a roll-up of FEMA National Risk Index county data (counts and rankings), not an official FEMA state rating. Risk is an estimate from a public model, not a guarantee — verify your specific insurance needs with a licensed professional. See the methodology.
FEMA National Risk Index · as of 2026-07-10