STATE RISK ROLL-UP

Alabama

Across 67 counties, FEMA rates 4 elevated or higher for overall natural-hazard risk. Here's what drives it — and where it concentrates.

How the counties rate

Niedrig48

Moderat15

Erhöht4

Hoch0

Dominant hazards

The hazards most often rated elevated or higher across Alabama's counties:

Blitzschlag — 27 counties
Tornado — 22 counties
Starker Wind — 15 counties
Hurrikan — 5 counties

Highest-risk counties

County	FEMA composite	Score
Jefferson County	Relativ hoch	98
Mobile County	Relativ hoch	98
Baldwin County	Relativ hoch	97
Madison County	Relativ hoch	95
Montgomery County	Relativ moderat	92
Tuscaloosa County	Relativ moderat	91

State figures are a roll-up of FEMA National Risk Index county data (counts and rankings), not an official FEMA state rating. Risk is an estimate from a public model, not a guarantee — verify your specific insurance needs with a licensed professional. See the methodology.

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FEMA National Risk Index · as of 2026-07-10