STATE RISK ROLL-UP

Alabama

Across 67 counties, FEMA rates 4 elevated or higher for overall natural-hazard risk. Here's what drives it — and where it concentrates.

How the counties rate

低48

中等15

偏高4

高0

Dominant hazards

The hazards most often rated elevated or higher across Alabama's counties:

闪电 — 27 counties
龙卷风 — 22 counties
强风 — 15 counties
飓风 — 5 counties

Highest-risk counties

County	FEMA composite	Score
Jefferson County	相对较高	98
Mobile County	相对较高	98
Baldwin County	相对较高	97
Madison County	相对较高	95
Montgomery County	相对中等	92
Tuscaloosa County	相对中等	91

State figures are a roll-up of FEMA National Risk Index county data (counts and rankings), not an official FEMA state rating. Risk is an estimate from a public model, not a guarantee — verify your specific insurance needs with a licensed professional. See the methodology.

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FEMA National Risk Index · as of 2026-07-10