STATE RISK ROLL-UP
New Jersey
Across 21 counties, FEMA rates 9 elevated or higher for overall natural-hazard risk. Here's what drives it — and where it concentrates.
How the counties rate
低4
中等8
偏高9
高0
Dominant hazards
The hazards most often rated elevated or higher across New Jersey's counties:
Highest-risk counties
| County | FEMA composite | Score |
|---|---|---|
| Bergen County | 相对较高 | 98 |
| Essex County | 相对较高 | 98 |
| Middlesex County | 相对较高 | 98 |
| Hudson County | 相对较高 | 97 |
| Monmouth County | 相对较高 | 96 |
| Ocean County | 相对较高 | 96 |
State figures are a roll-up of FEMA National Risk Index county data (counts and rankings), not an official FEMA state rating. Risk is an estimate from a public model, not a guarantee — verify your specific insurance needs with a licensed professional. See the methodology.
FEMA National Risk Index · as of 2026-07-10