STATE RISK ROLL-UP

Massachusetts

Across 14 counties, FEMA rates 2 elevated or higher for overall natural-hazard risk. Here's what drives it — and where it concentrates.

How the counties rate

Bajo4

Moderado8

Elevado2

Alto0

Dominant hazards

The hazards most often rated elevated or higher across Massachusetts's counties:

Rayo — 7 counties
Inundaciones — 7 counties
Tormenta de hielo — 7 counties
Huracán — 6 counties

Highest-risk counties

County	FEMA composite	Score
Middlesex County	Relativamente alto	97
Essex County	Relativamente alto	96
Suffolk County	Relativamente moderado	94
Worcester County	Relativamente moderado	94
Hampden County	Relativamente moderado	93
Norfolk County	Relativamente moderado	92

State figures are a roll-up of FEMA National Risk Index county data (counts and rankings), not an official FEMA state rating. Risk is an estimate from a public model, not a guarantee — verify your specific insurance needs with a licensed professional. See the methodology.

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FEMA National Risk Index · as of 2026-07-10