STATE RISK ROLL-UP

West Virginia

Across 55 counties, FEMA rates 1 elevated or higher for overall natural-hazard risk. Here's what drives it — and where it concentrates.

How the counties rate

Low53

Moderate1

Elevated1

High0

Dominant hazards

The hazards most often rated elevated or higher across West Virginia's counties:

Flooding — 1 county
Winter weather — 1 county

Highest-risk counties

County	FEMA composite	Score
Kanawha County	Relatively High	95
Cabell County	Relatively Moderate	85
Wayne County	Relatively Low	80
Wood County	Relatively Low	80
Logan County	Relatively Low	79
McDowell County	Relatively Low	77

State figures are a roll-up of FEMA National Risk Index county data (counts and rankings), not an official FEMA state rating. Risk is an estimate from a public model, not a guarantee — verify your specific insurance needs with a licensed professional. See the methodology.

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FEMA National Risk Index · as of 2026-07-08