STATE RISK ROLL-UP

Virginia

Across 133 counties, FEMA rates 1 elevated or higher for overall natural-hazard risk. Here's what drives it — and where it concentrates.

How the counties rate

Low127

Moderate5

Elevated1

High0

Dominant hazards

The hazards most often rated elevated or higher across Virginia's counties:

Drought — 20 counties
Winter weather — 7 counties
Flooding — 3 counties
Hurricane — 1 county

Highest-risk counties

County	FEMA composite	Score
Fairfax County	Relatively High	95
Chesterfield County	Relatively Moderate	85
Henrico County	Relatively Moderate	83
Prince William County	Relatively Moderate	83
Accomack County	Relatively Moderate	81
Chesapeake County	Relatively Low	81

State figures are a roll-up of FEMA National Risk Index county data (counts and rankings), not an official FEMA state rating. Risk is an estimate from a public model, not a guarantee — verify your specific insurance needs with a licensed professional. See the methodology.

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FEMA National Risk Index · as of 2026-07-08