STATE RISK ROLL-UP

Utah

Across 29 counties, FEMA rates 2 elevated or higher for overall natural-hazard risk. Here's what drives it — and where it concentrates.

How the counties rate

Low24

Moderate3

Elevated2

High0

Dominant hazards

The hazards most often rated elevated or higher across Utah's counties:

Winter weather — 12 counties
Wildfire — 4 counties
Earthquake — 2 counties
Flooding — 1 county

Highest-risk counties

County	FEMA composite	Score
Salt Lake County	Relatively High	99
Utah County	Relatively High	95
Washington County	Relatively Moderate	93
Davis County	Relatively Moderate	88
Weber County	Relatively Moderate	87
Cache County	Relatively Low	67

State figures are a roll-up of FEMA National Risk Index county data (counts and rankings), not an official FEMA state rating. Risk is an estimate from a public model, not a guarantee — verify your specific insurance needs with a licensed professional. See the methodology.

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FEMA National Risk Index · as of 2026-07-08