STATE RISK ROLL-UP

Maine

Across 16 counties, FEMA rates 0 elevated or higher for overall natural-hazard risk. Here's what drives it — and where it concentrates.

How the counties rate

Low15

Moderate1

Elevated0

High0

Dominant hazards

The hazards most often rated elevated or higher across Maine's counties:

Winter weather — 14 counties
Flooding — 1 county

Highest-risk counties

County	FEMA composite	Score
York County	Relatively Moderate	81
Aroostook County	Relatively Low	80
Penobscot County	Relatively Low	78
Cumberland County	Relatively Low	77
Kennebec County	Relatively Low	75
Somerset County	Relatively Low	68

State figures are a roll-up of FEMA National Risk Index county data (counts and rankings), not an official FEMA state rating. Risk is an estimate from a public model, not a guarantee — verify your specific insurance needs with a licensed professional. See the methodology.

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FEMA National Risk Index · as of 2026-07-08