STATE RISK ROLL-UP

Arizona

Across 15 counties, FEMA rates 3 elevated or higher for overall natural-hazard risk. Here's what drives it — and where it concentrates.

How the counties rate

Low3

Moderate9

Elevated2

High1

Dominant hazards

The hazards most often rated elevated or higher across Arizona's counties:

Wildfire — 11 counties
Extreme heat — 7 counties
Flooding — 7 counties
Winter weather — 6 counties

Highest-risk counties

County	FEMA composite	Score
Maricopa County	Very High	100
Pima County	Relatively High	99
Mohave County	Relatively High	95
Coconino County	Relatively Moderate	94
Pinal County	Relatively Moderate	94
Yavapai County	Relatively Moderate	94

State figures are a roll-up of FEMA National Risk Index county data (counts and rankings), not an official FEMA state rating. Risk is an estimate from a public model, not a guarantee — verify your specific insurance needs with a licensed professional. See the methodology.

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FEMA National Risk Index · as of 2026-07-08