STATE RISK ROLL-UP

Michigan

Across 83 counties, FEMA rates 3 elevated or higher for overall natural-hazard risk. Here's what drives it — and where it concentrates.

How the counties rate

低い70

中程度10

やや高い3

高い0

Dominant hazards

The hazards most often rated elevated or higher across Michigan's counties:

強風 — 36 counties
冬の悪天候 — 28 counties
竜巻 — 11 counties
アイスストーム — 10 counties

Highest-risk counties

County	FEMA composite	Score
Wayne County	比較的高い	99
Oakland County	比較的高い	98
Macomb County	比較的高い	97
Genesee County	比較的中程度	92
Kent County	比較的中程度	92
Saginaw County	比較的中程度	89

State figures are a roll-up of FEMA National Risk Index county data (counts and rankings), not an official FEMA state rating. Risk is an estimate from a public model, not a guarantee — verify your specific insurance needs with a licensed professional. See the methodology.

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FEMA National Risk Index · as of 2026-07-10