STATE RISK ROLL-UP

North Carolina

Across 100 counties, FEMA rates 5 elevated or higher for overall natural-hazard risk. Here's what drives it — and where it concentrates.

How the counties rate

Bajo69

Moderado26

Elevado5

Alto0

Dominant hazards

The hazards most often rated elevated or higher across North Carolina's counties:

Tormenta de hielo — 35 counties
Rayo — 30 counties
Clima invernal — 28 counties
Huracán — 23 counties

Highest-risk counties

County	FEMA composite	Score
Mecklenburg County	Relativamente alto	97
Brunswick County	Relativamente alto	96
New Hanover County	Relativamente alto	96
Wake County	Relativamente alto	96
Onslow County	Relativamente alto	95
Craven County	Relativamente moderado	94

State figures are a roll-up of FEMA National Risk Index county data (counts and rankings), not an official FEMA state rating. Risk is an estimate from a public model, not a guarantee — verify your specific insurance needs with a licensed professional. See the methodology.

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FEMA National Risk Index · as of 2026-07-10