HEAD TO HEAD
Los Angeles County vs San Diego County
San Diego County has lower overall exposure — it rates lower on 7 of 14 shared factors. But a single high hazard can matter more than the count.
Los Angeles County, CAlower risk on 1 of 14 shared factors
San Diego County, CAlower risk on 7 of 14 shared factors
Risk, hazard by hazard
FEMA national percentiles (0–100). Lower is lower risk. The lower county on each factor is marked ◆. A dash means FEMA doesn’t rate that county for that hazard.
| Factor | Los Angeles County, CA | San Diego County, CA |
|---|---|---|
| Overall risk | 100 | 100 |
| Wildfire | 100 | 100 |
| Flooding | 100 | 100 |
| Earthquake | 100 | 100 |
| Extreme heat | 99 | 99 |
| Landslide | 99 | 99 |
| Tornado | 98 | 64 ◆ |
| Lightning | 97 | 81 ◆ |
| Hail | 93 | 77 ◆ |
| Avalanche | 92 | 32 ◆ |
| Coastal flooding | 90 | 73 ◆ |
| Winter weather | 75 | 48 ◆ |
| Strong wind | 75 | 52 ◆ |
| Drought | 44 ◆ | 59 |
| Hurricane | — | 8 |
Source: FEMA National Risk Index · as of 2026-07-10. Risk is a comparison across counties from a public model, not a guarantee for any specific home. Verify insurance needs professionally.