HEAD TO HEAD
Los Angeles County vs Orange County
Orange County has lower overall exposure — it rates lower on 8 of 14 shared factors. But a single high hazard can matter more than the count.
Los Angeles County, CAlower risk on 2 of 14 shared factors
Orange County, CAlower risk on 8 of 14 shared factors
Risk, hazard by hazard
FEMA national percentiles (0–100). Lower is lower risk. The lower county on each factor is marked ◆. A dash means FEMA doesn’t rate that county for that hazard.
| Factor | Los Angeles County, CA | Orange County, CA |
|---|---|---|
| Overall risk | 100 | 100 |
| Wildfire | 100 | 100 |
| Flooding | 100 | 100 |
| Earthquake | 100 | 100 |
| Extreme heat | 99 | 97 ◆ |
| Landslide | 99 ◆ | 100 |
| Tornado | 98 | 84 ◆ |
| Lightning | 97 | 67 ◆ |
| Hail | 93 | 80 ◆ |
| Avalanche | 92 | 14 ◆ |
| Coastal flooding | 90 ◆ | 92 |
| Winter weather | 75 | 1 ◆ |
| Strong wind | 75 | 52 ◆ |
| Drought | 44 | 33 ◆ |
Source: FEMA National Risk Index · as of 2026-07-10. Risk is a comparison across counties from a public model, not a guarantee for any specific home. Verify insurance needs professionally.